junk mail.

--the Other Michael

http://www.xradiograph.com/
http://www.alternativetonoise.com/
http://xradiograph.tripod.com/amazingtest/amazingtest.html

"Recycling other people's culture since 1970"


END USER LICENSE AGREEMENT
IMPORTANT - PLEASE READ CAREFULLY

BY CLICKING ON THE "SUBMIT", "DOWNLOAD", "I ACCEPT" OR SUCH SIMILAR BUTTON 
OR LINK AS MAY BE DESIGNATED FOR PURPOSES OF INITIATING THE DOWNLOAD OF THE 
APPLICABLE FUN WEB PRODUCT SOFTWARE PRODUCT (THE "APPLICATION") AND USING 
THE APPLICATION YOU AGREE TO BE LEGALLY BOUND BY THESE LICENSE TERMS AND 
CONDITIONS. THE APPLICATIONS INCLUDE POPSWATTER˘, MYMAILSTAMP˘, 
SMILEYCENTRAL˘, SPIN4DOUGH˘ MY MAIL SIGNATURE˘ MY MAIL STATIONERY˘ AND/OR 
CURSOR MANIA˘ SOFTWARE PROGRAMS, EACH OF WHICH IS COVERED BY THIS AGREEMENT.

ALL OF OUR APPLICATIONS COME WITH THE MY WEB SEARCH˘ BROWSER PLUGIN -- A 
CUSTOMIZABLE BROWSER TOOLBAR WHICH PROVIDES END USERS WITH EASY ACCESS TO 
SEARCH RESULTS FROM THE BEST SEARCH ENGINES ON THE INTERNET IN JUST ONE 
CLICK. THE APPLICATION IS INTEGRATED TOGETHER WITH THE MY WEB SEARCH BAR, 
ALLOWING YOU TO EASILY ACCESS THE APPLICATION'S FEATURES AND FUNCTIONALITY 
DIRECTLY FROM YOUR BROWSER. THE MY WEB SEARCH APPLICATION IS ALSO HIGHLY 
CUSTOMIZABLE AND ALLOWS YOU TO CREATE YOUR OWN BUTTONS AND LINKS. IN 
ADDITION, MYWEBSEARCH ALSO ENHANCES YOUR BROWSER EXPERIENCE BY PROVIDING 
RELEVANT LINKS AND RESULTS IN RESPONSE TO MISSPELLED OR INCORRECTLY 
FORMATTED BROWSER ADDRESS REQUESTS.

ALL APPLICATIONS ARE SPYWARE FREE AND NO REGISTRATION OR PERSONAL 
INFORMATION IS REQUIRED FOR USE.

1. License Grant

Subject to the terms and conditions of this Agreement, Fun Web Products, 
Inc. and its parents and subsidiary companies (collectively referred to as 
"FWP", "we", "us" or "our") grant you a non-exclusive, revocable, limited 
license, to (a) download and install the most current version of the 
Application (including all updates thereto) and (b) use the Application(s) 
you download and install for your personal, non-commercial purposes.

2. License Conditions

You may not rent, sell, lease, sublicense, distribute, assign, copy (other 
than a single copy for your own backup purposes), or in any way transfer any 
Applications or use any Applications for the benefit of any third party 
through any outsourcing or time-sharing arrangement or through the operation 
of any service bureau. You may not modify, reverse-engineer, decompile, 
disassemble, or otherwise discover the Application, or attempt to do so for 
any reason. Further, you may not access, create or modify our source code in 
any way. You do not have the right to and may not create derivative works of 
the Application. All modifications or enhancements to the Applications 
remain the sole property of FWP. You understand that we, in our sole 
discretion, may modify or discontinue or suspend your right to access any of 
our services or use the Application at any time, and we may at any time 
suspend or terminate any license hereunder and disable the Applications.

We reserve the right to add additional features or functions to the existing 
Applications. When installed on your computer, the Application periodically 
communicates with our servers. We may require the updating of the 
Application on your computer when we release a new version of the 
Application, or when we make new features available. This update may occur 
automatically or through other means and may occur all at once or over 
multiple sessions. You understand that we may require your review and 
acceptance of our then-current privacy policy and/or end user license 
agreement before you will be permitted a limited license for any subsequent 
versions of our Application. You acknowledge and agree that we have no 
obligation to make available to you any subsequent versions of the 
Application.

3. Ownership

You acknowledge and agree that the Application is licensed, not sold to you 
by FWP. You acknowledge that the Application, including all code, content, 
protocols, software, and documentation provided to you by FWP in conjunction 
with the Application or our services are FWP's property or the property of 
FWP's licensors, and are protected by U.S. and international copyright, 
trademarks, patents and other proprietary rights and laws relating to 
Intellectual Property Rights. "Intellectual Property Rights" means, 
collectively, rights under patent, trademark, copyright and trade secret 
laws, and any other intellectual property or proprietary rights recognized 
in any country or jurisdiction worldwide, including, without limitation, 
moral or similar rights. You may not delete, alter, or remove any copyright, 
trademark, or other proprietary rights notice we have placed on any 
Application. All rights not expressly granted hereunder are expressly 
reserved to FWP and FWP's licensors. POPSWATTER˘, MYMAILSTAMP˘ 
SMILEYCENTRAL˘ and My Web Search˘ are trademarks of Focus Interactive, Inc. 
All Rights Reserved.

4. Content and Infringement

You understand that all content, including, without limitation all data, 
links, articles, search results, graphic or video messages and all 
information, text, software, music, sound, graphics or other materials 
("Content") made available or accessible through the Applications or our 
services, whether publicly available or privately transmitted, is the sole 
responsibility of the entity from whom it originated. You understand and 
agree that by using an Application, you may be exposed to Content that may 
be offensive, indecent or objectionable in your community. You agree to 
accept all risks associated with the use of any Content, including any 
reliance on the accuracy or completeness of such Content. Under no 
circumstances will FWP be liable in any way for any Content, including, but 
not limited to, for any errors or omissions in any Content, or for loss or 
damage of any kind incurred as a result of the use of any Content posted or 
transmitted via the Application.

We are not responsible for any content such as audio, video, text or any 
other, files owned by users of the Applications. All of the Applications are 
exposed to various security issues, and should be regarded as unsecure. By 
accepting this Agreement, you indicate that you understand, acknowledge and 
agree that by using the Applications, you may be subject to various risks, 
including the exposure of data you have downloaded or have offered to share, 
and that you accept all such risk as solely your risk and responsibility.

In addition, all content made available or accessed through the Applications 
is the property of the applicable content owner and may be protected by 
applicable laws including without limitation those relating to Intellectual 
Property Rights. This Agreement gives you no rights to such content.

FWP respects and expects its users to respect the rights of copyright 
holders. On notice, FWP will act appropriately to remove content under our 
control that infringes the copyright rights of others. FWP reserves the 
right to disable the access to the Applications and our services by anyone 
who uses them to repeatedly infringe the Intellectual Property Rights of 
others. If you believe that our services contain elements that infringe your 
copyrights in your work, please follow our Notice and Procedure for Making 
Claims of Copyright Infringement at the following websites: 
http://help.smileycentral.com/, http://help.mymailstamp.com, or 
http://help.popswatter.com.

5. Installation, Operation and Removal.

You may uninstall or remove the Application at any time by using the Windows 
add/remove programs function or following the instructions listed on our 
websites at http://help.smileycentral.com/, http://help.mymailstamp.com, or 
http://help.popswatter.com. However, by uninstalling the Application, you 
may be unable to access some of our services and, in some instances, unable 
to use software with which the Application was bundled.

You understand, acknowledge and agree that installation of a Application 
permits the downloading to your computer by FWP of software which allows us 
to update the Application, and that such updates may occur without notice to 
you unless the terms of this Agreement change in a material way. You agree 
to accept all such updates and agree that they are and shall be governed by 
this Agreement unless superceded by a successor agreement as described 
below.

You further understand, acknowledge and agree that in consideration of the 
Applications, services and information provided to you by FWP, and in order 
to make our services functional and robust, the Application will communicate 
with our servers. Such communication may occur, for example, in connection 
with product updates and fixes, verifying and updating your settings, 
processing search queries or requests made by you through use of the 
Application and as otherwise required to maintain and operate the 
Application. The Application does not report back to FWP with information 
about the sites you visit on the Internet or collect any information that 
you provide you to any such web sites. If you wish to withdraw your consent 
to the communication and data usage as described herein, uninstall any and 
all Applications from your computer.

6. Your Obligations

You represent and warrant that you are either the owner or an authorized 
user of the computer where the Application is installed. No registration is 
required to use the Applications, However, if you elect to provide any 
information in connection with the use of any other services FWP offers, you 
agree to provide and to maintain fully accurate, complete and current 
information. If FWP has reasonable grounds to suspect that such information 
is inaccurate, not current or not complete, FWP has the right to suspend or 
terminate your use of the Application or our services, and pursue any 
appropriate legal remedies. You agree that we shall have the right to use 
the information you provide to us for the purposes described in this 
Agreement and in furtherance of your use of our services. You may use our 
services only for lawful purposes. The services described herein are subject 
to, and you agree that you shall at all times comply with, all local, state, 
national, and international laws, statutes, rules, regulations, ordinances 
and the like applicable to use of the FWP services and Application. You 
agree not to use the Application or any other services provided by FWP to 
conduct any business or activity or solicit the performance of any activity, 
which is prohibited by law, or any contractual provision by which you are 
bound.

7. Access and Interference; Passwords

You agree that you will not use any robot, spider, other automatic or manual 
device or process to interfere or attempt to interfere with the proper 
working of any of our Applications, services or content, except to remove 
our Applications from a computer of which you are an owner or authorized 
user. You may not violate or attempt to violate the security of our 
services. We reserve the right to investigate occurrences which may involve 
such violations, and may involve, and cooperate with, law enforcement 
authorities in prosecuting users who have participated in such violations. 
You agree that it is your responsibility to install anti-virus software and 
related protections against viruses, Trojan horses, worms, time bombs, 
cancelbots or other techniques that may have the effect of damaging, 
destroying, disrupting or otherwise impairing a computer's functionality or 
operation, which may inadvertently be transferred to your computer through 
your use of the Application.

In order to access certain services which may from time to time be offered 
by FWP, you may be required to pay fees, accept additional terms and 
conditions and/or, establish an account including an unique identification 
code or name (an "ID") and password (a "Password"). You are the sole and 
exclusive owner of any Password and ID combination issued or chosen by to 
you. Maintaining the confidentiality and security of your Password(s) and 
ID(s) is solely your responsibility. You are fully responsible for the use 
and protection of each Password and ID issued to or chosen by you and for 
all transactions undertaken by means of any account opened, held, accessed 
or used via such Password and ID. You shall notify us immediately and 
confirm in writing any unauthorized use of accounts or any breach of 
security, including without limitation any loss, theft or unauthorized use 
of your Password(s), and/or ID(s) or any related account. If we have 
reasonable grounds to suspect that the security of your Password and/or ID 
has been compromised, we have the right to suspend or terminate your 
account, refuse any and all current or future use of the services, and 
pursue any appropriate legal remedies. We shall not be responsible for any 
losses incurred in connection with any misuse of any Password or ID.

8. Electronic Signatures and Agreements

You acknowledge and agree that by clicking on the button labeled "SUBMIT", 
"DOWNLOAD", "I ACCEPT" or such similar links as may be designated by FWP to 
download the software to accept the terms and conditions of this Agreement, 
you are submitting a legally binding electronic signature and are entering 
into a legally binding contract. You acknowledge that your electronic 
submissions constitute your agreement and intent to be bound by this 
Agreement. Pursuant to any applicable statutes, regulations, rules, 
ordinances or other laws, including without limitation the United States 
Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the 
"E-Sign Act") or other similar statutes, YOU HEREBY AGREE TO THE USE OF 
ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC 
DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR 
COMPLETED THROUGH THE APPLICATION OR SERVICES OFFERED BY FWP. Further, you 
hereby waive any rights or requirements under any statutes, regulations, 
rules, ordinances or other laws in any jurisdiction which require an 
original signature or delivery or retention of non-electronic records, or to 
payments or the granting of credits by other than electronic means.

9. Disclaimer of Warranty

YOU ACCESS AND USE OF THE APPLICATIONS AND SERVICES AND ANY CONTENT 
AVAILABLE THROUGH OUR SERVICES OR ON OUR WEBSITES AT YOUR SOLE RISK.

WE PROVIDE THE APPLICATIONS AND THE CONTENT ON AN "AS IS," AND "AS 
AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS, IMPLIED OR 
STATUTORY, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF 
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, CUSTOM, TRADE, 
QUIET ENJOYMENT, ACCURACY OF INFORMATIONAL CONTENT, SYSTEM INTEGRATION OR 
NON-INFRINGEMENT.

WE MAKE NO REPRESENTATIONS OR WARRANTIES CONCERNING THE SERVICES PROVIDED BY 
THIRD PARTIES ACCESSIBLE ON OR THROUGH OUR APPLICATIONS OR OUR SERVICES.

NEITHER WE NOR OUR DIRECTORS, OFFICERS, EMPLOYEES, PARENTS, SUBSIDIARIES, 
AFFILIATES, AGENTS, CONTRACTORS, THIRD PARTY VENDORS, FACILITIES, 
INFORMATION PROVIDERS, LICENSORS, NOR ANY EXCHANGES, CLEARING ORGANIZATIONS 
OR OTHER SUPPLIERS PROVIDING DATA, INFORMATION, OR SERVICES (EACH A 
"PROVIDER") MAKE ANY REPRESENTATION OR WARRANTY: (A) AS TO THE TIMELINESS, 
SEQUENCE, ACCURACY, COMPLETENESS, RELIABILITY OR CONTENT OF THE APPLICATIONS 
OR FWP'S SERVICES OR ANY INFORMATION, SERVICE OR TRANSACTION PROVIDED 
THEREBY, OR (B) THAT THE APPLICATIONS OR FWP'S SERVICES WILL BE AVAILABLE OR 
WILL OPERATE IN AN UNINTERRUPTED OR ERROR-FREE MANNER, (C) THAT ERRORS OR 
DEFECTS RELATED TO THE APPLICATIONS OR THE SERVICES WILL BE CORRECTED OR (D) 
THAT WE CAN IDENTIFY AND IDENTITY THEFT. WE ALSO DO NOT WARRANT THAT THE 
APPLICATIONS OR THE SERVICES OR THE INFORMATION AVAILABLE THROUGH THE 
SERVICES, IS APPROPRIATE, ACCURATE OR AVAILABLE FOR USE IN ANY PARTICULAR 
JURISDICTION.

THIS DISCLAIMER OF WARRANTY CONSTITUTES AN ESSENTIAL PART OF THIS AGREEMENT.

The above exclusions may not apply in jurisdictions that do not allow the 
exclusion of certain implied warranties.

10. Termination

You may terminate this Agreement at any time by uninstalling and destroying 
all copies of the Applications in your possession or control. We may 
terminate this Agreement, disable Applications or cease providing any 
service at any time in our sole discretion.

11. Limitation of Liability

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL FWP, ITS PARENTS, 
SUBSIDIARIES, OR AFFILIATES OR THEIR EMPLOYEES, DISTRIBUTORS, SUPPLIERS, 
MERCHANT PARTNERS, ADVERTISERS, DIRECTORS OR AGENTS (EACH A "PROTECTED 
PARTY, COLLECTIVELY "PROTECTED PARTIES") BE LIABLE FOR ANY DIRECT, INDIRECT, 
INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES OR OTHER 
RELIEF ARISING OUT OF, OR RELATED TO, THIS AGREEMENT OR TO YOUR USE OR 
INABILITY TO USE ANY OR ALL OF THE APPLICATIONS OR FWP SERVICES INCLUDING, 
WITHOUT LIMITATION, LOST PROFITS, LOST BUSINESS OR LOST OPPORTUNITY, 
GOODWILL, OR OTHER INTANGIBLE LOSSES (EVEN IF FWP HAS BEEN ADVISED OF THE 
POSSIBILITY OF SUCH DAMAGES).

SOLELY TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS, FOR ANY 
REASON, HELD TO BE INAPPLICABLE OR UNENFORCEABLE IN WHOLE OR IN PART, THEN 
THE PROTECTED PARTIES' AGGREGATE LIABILITY, FOR ANY REASON AND FOR ANY CAUSE 
OF ACTION AND ANY THEORY OF LIABILITY, ARISING OUT OF OR RELATED TO THE 
SERVICES OR THIS AGREEMENT SHALL BE LIMITED TO THE LESSER OF DAMAGES 
ACTUALLY INCURRED OR THE AVERAGE REVENUE RECEIVED BY FWP PER USER OF THE 
APPLICATION PER MONTH AS CALCULATED BY FWP BASED ON THE USE OF THE 
APPLICATIONS (AND NOT OTHER PRODUCTS OR SERVICES OFFERED BY FWP) MULTIPLIED 
BY THE NUMBER OF COMPLETE MONTHS YOU HAVE BEEN A APPLICATION USER. THE 
PROTECTED PARTIES ASSUME NO LIABILITY HEREUNDER FOR, AND SHALL HAVE NO 
OBLIGATION TO DEFEND YOU OR TO PAY COSTS, DAMAGES OR ATTORNEYS' FEES FOR, 
ANY CLAIM BASED UPON: (I) ANY METHOD OR PROCESS IN WHICH THE APPLICATION MAY 
BE USED BY YOU; (II) ANY RESULTS OF USING THE APPLICATION; (III) ANY USE OF 
OTHER THAN A CURRENT UNALTERED RELEASE OF ONE OF THE APPLICATIONS; OR (IV) 
THE COMBINATION, OPERATION OR USE OF ANY OF THE APPLICATION(S) WITH THIRD 
PARTY PROGRAMS OR DATA.

BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE 
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH 
STATES OR JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE EXTENT 
PERMITTED BY LAW.

12. Export Controls

The Application and the underlying information and technology may not be 
downloaded or otherwise exported or re-exported (i) into (or to a national 
or resident of) Afghanistan, Cuba, Iraq, Libya, Yugoslavia, North Korea, 
Iran, Syria or any other country to which the U.S. has embargoed goods; or 
(ii) to anyone on the U.S. Treasury Department's list of Specially 
Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. 
By downloading or using the Application, you agree to the foregoing and you 
represent and warrant that you are not located in, under the control of, or 
a national or resident of any such country or on any such list, and that you 
will otherwise comply with all applicable export control laws.

13. Notice to Government End Users

Any Application, software and documentation hereunder downloaded or 
otherwise installed for or on behalf of the United States of America, its 
agencies and/or instrumentalities ("U.S. Government"), is provided with 
Restricted Rights as "Commercial Items," as that term is defined at 48 
C.F.R. ▀2.101, consisting of "Commercial Computer Software" and "Commercial 
Computer Software Documentation," as such terms are used in 48 C.F.R. 
▀12.212 or 48 C.F.R. ▀227.7202, as applicable. Pursuant to Federal 
Acquisition Regulation 12.212 (48 C.F.R. ▀ 12.212), the U.S. Government 
shall have only those rights specified in the license contained herein. The 
U.S. Government shall not be entitled to (i) technical information that is 
not customarily provided to the public or to (ii) use, modify, reproduce, 
release, perform, display, or disclose commercial computer software or 
commercial computer software documentation except as specified herein. Use, 
duplication, or disclosure by the U.S. Government is subject to restrictions 
as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and 
Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and 
(2) of the Commercial Computer Software - Restricted Rights at 48 C.F.R. 
52.227-19, as applicable.

14. Applicable Law

By accessing or using the Application or our services, you agree that the 
substantive laws of the State of New York in the United States of America 
shall govern all matters relating to or arising from this Agreement, and the 
use (or inability to use) any or all of the services or the Application, and 
that such laws shall apply without regard to principles of conflict of laws. 
Subject to the dispute resolution procedures set forth below, you hereby 
submit to the exclusive jurisdiction and venue of the appropriate State and 
Federal courts located in Westchester County, New York, with respect to all 
matters arising out of or relating to this Agreement. The United Nations 
Convention on Contracts for the International Sale of Goods does not apply 
to this Agreement. You agree that regardless of any statute or law to the 
contrary, any claim or cause of action arising out of or related to use of 
the FWP Service, any Application or the FWP Privacy Policy must be filed 
within one (1) year after such claim or cause of action arose or be forever 
barred.

15. Arbitration

Any claim or controversy arising out of or related to this Agreement, or the 
products or services we provide or distribute shall be settled by individual 
binding arbitration in accordance with the rules of the American Arbitration 
Association then effective. Any such claim or controversy shall be 
arbitrated on an individual basis and shall not be consolidated with a claim 
of any other party. Further, in any such dispute, under no circumstances 
will you be permitted to obtain awards for, and you hereby waive all rights 
to claim punitive, incidental or consequential damages, and you further 
waive all rights to have damages multiplied or increased. This shall not 
preclude FWP from seeking any injunctive relief for protection of our 
Intellectual Property Rights. The arbitration shall take place in Irvington, 
New York or such other location as the parties may mutually agree. The 
arbitrator(s) shall issue a reasoned award, and any judgment on the award 
rendered by the arbitrator(s) may be entered in any court of competent 
jurisdiction. The arbitrator(s) will each be a natural person who has never 
been employed (either as an employee or as an independent consultant) by 
either of the parties, or any parent, subsidiary or affiliate thereof, and 
will be generally familiar with the business of the parties. The 
arbitrator(s) may upon request exclude from use in the arbitration 
proceeding any evidence not made available to the other party pursuant to a 
proper discovery request. The cost of the arbitration will be borne equally 
by the parties. The parties, their representatives, other participants, the 
arbitrator(s) and the administrator(s) of the arbitration will hold in 
confidence the existence, content and outcome of the arbitration. The 
parties understand that: (i) arbitration is final and binding on the 
parties; (ii) the parties are waiving their right to seek remedies in court, 
including the right to a jury trial; (iii) pre-arbitration discovery is 
generally more limited than and different from court procedures; and (iv) 
any party's right to appeal or to seek modification of rulings by the 
arbitrators is strictly limited.

16. Successor Agreements

The terms of this Agreement may change from time to time. You should check 
back at the website regularly to determine if any material changes have been 
made. We will prominently post material changes on the FWP website at least 
14 days prior to the effective date of the change and will also attempt to 
provide you with an on-line notice informing you when such material changes 
have been made to this Agreement, which notice shall contain an active link 
that you can use to view a web page containing or linking to the revised 
Agreement.

You agree that your continued use of any Application or our services after 
the effective date of any change will constitute your affirmative consent to 
this revised Agreement. If you do not accept such revisions, you must 
affirmatively indicate to us by e-mail to uninstall@help.funwebproducts.com 
that you do not accept the successor Agreement and remove all of our 
Applications from your computer and cease all access to and use of our 
services hereunder. Failure to remove our Applications from your computer 
will be deemed an acceptance of the terms of the most current Agreement.

17. Order of Precedence

This Agreement and any accepted successor Agreement governs your use of our 
Applications and our services as described herein. To the extent that any 
provision of this Agreement, or any supplemental agreement offered as any 
part of any registration for additional Applications or services, conflicts 
with any provision of other agreements between you and FWP or any of its 
related or affiliated entities, the terms of the then-current Agreement, 
shall, as to the specific subject matter of this Agreement, take precedence 
over the conflicting term(s) of that other agreement

18. General

This Agreement, as modified from time to time as described above, and 
including the FWP Privacy Policy, Terms of Service and any other policies 
incorporated by reference, sets forth the entire understanding and agreement 
between the parties. Without limiting any other remedy available to us, we 
may suspend or terminate this Agreement and your access to the Applications 
or our services under this Agreement if we have reason to believe that you 
have failed to comply with your obligations under this Agreement. Upon 
termination, cancellation, suspension or expiration of this Agreement for 
any reason and by either party, you agree to cease all use of the 
Applications and our services. Except as otherwise provided in this 
Agreement, you shall not thereby be entitled to any refund or credit. No 
delay or failure to enforce any provision of this Agreement will constitute 
a waiver of such provision by FWP or acts as estoppel against later 
enforcement. Subject to the terms of the Order of Precedence set forth 
above, this Agreement constitutes the entire agreement between you and FWP 
with respect to the specific subject matter addressed herein, and governs 
your use of the Application and our services, superseding any prior 
agreements between you and FWP or its affiliates or related entities 
relating to such subject matter, but this Agreement may be supplemented by 
any other agreement you enter into with FWP or its affiliates or related 
entities pursuant to a registration to access additional software or 
services provided by FWP. You may not assign any of your rights or delegate 
any of your obligations under this Agreement without the prior written 
consent of FWP. FWP shall not be deemed to be in breach of this Agreement 
due to any delay or failure of performance or interruption in the 
availability of the Services resulting directly or indirectly from any act 
of nature or other cause beyond the reasonable control of FWP. If any 
provision of this Agreement is found by a court of competent jurisdiction to 
be invalid, the parties nevertheless agree that the court should endeavor to 
give effect to the parties' intentions as reflected in the provision, and 
that the other provisions of this Agreement remain in full force and effect. 
Sections 2-4, 7-15 and 18 of this Agreement will survive any expiration, 
cancellation or termination of this Agreement. The section headings used in 
this Agreement are for convenience only and have no legal or contractual 
effect.

The FWP software and the services are not intended for use by or 
availability to persons under the age of 13. IF YOU ARE UNDER 13 YEARS OF 
AGE, YOU MAY NOT DOWNLOAD, INSTALL OR USE ANY APPLICATIONS AND YOU MAY NOT 
ACCESS FWP SERVICES OR THE WEB SITES.

VERSION: 1.0

EFFECTIVE DATE: July 15, 2003.

_________________________________________________________________
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